Archive for January, 2009

Can I own two life insurance policies in the same time?

Saturday, January 31st, 2009

Do I get payment from both insurance companies depending on how many I insured or it will end up no one pays the bill? Currently I have a life insurance and long-term disable policy from work. I heard that it is better to own life insurance and long-term disable policy outside ...

Can I make my estate the benficiary of my life insurance?

Saturday, January 31st, 2009

I have about $800,000 in life insurance. I am divorced and have some other assets as well. My will is set-up that my five children each get 20%, plus their mother and my mother get some cash. Can I just make my "estate" the beneficiary of my ...

What would happen if you applied for life insurance and made a false statement on the application?

Friday, January 30th, 2009

For instance, if you said you didn't have a pre-existing medical condition when actually you did. I currently have a Life Insurance policy that has been in effect for about 30yrs. But I wasn't truthful when I applied. What is likely to happen upon my death?Anya

When should a person get rid of their life insurance?

Friday, January 30th, 2009

If they am retired and make enough to live on and have enough saved to live off it for say 6 to 7 years, should they still have a life insurance policy?Bruna

Will being on an anti-depressant effect your life insurance premium?

Thursday, January 29th, 2009

I would like to go on an anti-depressant, but I also have to get life insurance. I am wondering if I should get life insurance prior to being on the anti-depressant or if it would have no effect on the premium.Alla

Is it illegal for an employer to make it mandatory to meet with people selling life insurance in the office?

Thursday, January 29th, 2009

My employer are having Life insurance salesmen come in to the office and making it mandatory for everyone to meet with them to hear the sales pitch. This just rubs me th wrong way.Candelaria

Need knowlegde about gerber life insurance?

Thursday, January 29th, 2009

Has anyone used or is using Gerber life insurance, and how genuine is it. Am looking for ways to start building my baby's future.So

Can an insurance company make me pay taxes on a loan i took out against my life insurance policy?

Thursday, January 29th, 2009

I took out a loan on a life insurance policy. the premiums i paid had twice exceeded the amount my beneficiaries would recieve if i died. I was told that if i didn't repay the loan the only penalty would be that amount would be deducted from the pay out ...

Can you get insurance for someone who already has life insurance?

Thursday, January 29th, 2009

My husband wants to put life insurance on his mother but his niece already did it is there any way that he can do it anyways.Treasa

How can I track down a life insurance policy?

Thursday, January 29th, 2009

My father died about two years ago. His family didn't know about his first born...ME! But, he did keep in touch with one of my aunts and told her that he'd be dieing soon and that he'd purchased a life insurance for me. Without contacting his living ...